Incidencia de los microcréditos sobre la pobreza subjetiva en el sector rural del cantón Cuenca. Caso de análisis parroquia Chaucha

Abstract

The objective of this study is to make a quantitative assessment of the impact of microcredit on subjective poverty in the rural sector of the Cuenca canton. Chaucha parish analysis case. Taking as a conceptual framework the theory developed on the role played by microfinance in the fight against poverty in underdeveloped countries, the Average Treatment Effect on Treaties is estimated in levels of satisfaction and improvement in the housing, health, education, food, income and household expenses of the parish using the Propensity Score Matiching (PSM) method. The evidence found suggests a positive effect on levels of satisfaction in housing and negative education satisfaction. In addition positive effects in improvement of housing, health, food and income. This research also addresses the econometric model Logit Ordered as a dependent variable the quality of life, where obtaining a microcredit is not significant at the individual level.