El crédito para emprendimientos a las personas colombianas en situación de refugio en la ciudad de Cuenca

Abstract

Former researchers highlight the frequently of rights violations for refugee people. These people experience many changes under their condition, including the ones related to work activities. In their destination places, some of them take the option for generating entrepreneurships, needing for them money, and in the case of most refugees that arrive to Cuenca, they do not have many of times that money, that’s the reason why a loan may be a viable alternative, but they have found some difficulties in the access. According to laws, refugees have the same right as locals, but even that, there is no complete fulfillment. This study analyzes the credit access for investment on entrepreneurship that Colombian refugee people have in Cuenca, contrasting laws and the internal practices of the credit institutions. This research uses quantitative and qualitative information collected by the VLIR Project – Migration and Local Development of University of Cuenca and by the authors. The results show the inclusion role that the credit access for entrepreneurships have, the varied requirements level that the refugee people face and the limitations that implies having the documentation that they receive as refugees in Ecuador.