Propuesta de modelo de gestión de efectivo para la Cooperativa de Ahorro y Crédito Jardín Azuayo

Abstract

The lack of technical tools designed to optimize cash management makes inadequate the allocation of monetary resources to counters and ATMs. This causes both the inefficient use of cash as well as the costs associated with administration increase. For this reason, the Coop Jardín Azuayo seeks adapt the setting of quotas to their counters and ATMs through the development of a cash management model that integrates additionally effective policies to ensure their implementation and subsequent evaluation. Therefore, it is necessary to develop a cash management model proposal underpinned by software that optimizes the monetary resources through proper management of liquidity by each agency and ATMs maintained by the institution. Thus, this work degree is based on a correlational descriptive applied research. When the validation of the model was performed it could be found that the methodologies used for its construction adequately conform to the reality of each agency and ATM. It demonstrates the feasibility of using the proposal. At the final, this information is reflected in policies, strategies and action plans which will always keep synergy with the organizational vision of participatory and inclusive management based on quality, closeness and service.