La afiliación fraudulenta, en el sector privado, de aquellas personas que sin ser trabajadoras se benefician de las prestaciones del Seguro General

Abstract

Fraudulent affiliation commonly occurs within the private sector when an employer agrees with an individual to fake an employment relationship, causing an economic impact for the IESS. This figure affects individuals who benefit from the provisions that this institution offers to its insured members. Due to limited information on the subject and its dissemination, individuals often opt for this arrangement without realizing that they are engaging in fraudulent affiliation. Therefore, this study analyzes situations that may lead individuals to engage in fraudulent affiliation. The research methodology involves an analysis of fraudulent affiliation in the private sector through a review of existing studies. A review of fraudulent affiliation processes recorded in the country is conducted, and interviews with professionals are used to gain a profound understanding of the problem. The results revealed the existence of common patterns of behavior within fraudulent affiliation. The implementation of regulations to control this practice is deemed impractical, as it is already regulated by IESS Resolution C.D. 625. Instead, it is proposed that the IESS develop public policies on the subject to educate individuals and prevent them from falling into fraudulent affiliations, thereby safeguarding resources allocated to those in need.