Guía para la identificación de opciones de financiamiento para la Asociación de Productores de Plantas Medicinales “Jambi Kiwa”

Abstract

Access to financing is a determining factor for the growth and sustainability of many productive associations. The research is titled: Guide for the Identification of Financing Options for the Association of Producers of Medicinal Plants "Jambi Kiwa", having as its main objective to develop a guide for the identification of financing options for the Association "Jambi Kiwa". The methodology used was based on a quantitative, exploratory, and descriptive approach, employing a flowchart to guide the development of the financial plan. Among the main results, the identification of banks and savings and credit cooperatives located in the Riobamba canton, Chimborazo province, with the best financing options for Jambi Kiwa stands out. Of these, 90% should be allocated to the purchase of machinery, 5% to working capital, 2.5% to research, and 2.5% to implement marketing strategies. They concluded that implementing a diversified financing plan that includes various sources of funding strengthens governance and compliance with government regulations for accessing loans and grants, establishing a replicable model for other similar associations, allowing them to remain active over the long term and adapting to the demands of today's market.