El estado de las finanzas solidarias en la ciudad de Cuenca

Abstract

In the new scenario in Ecuador with the Popular and Solidarity Economy, the recent legislation, new institutions, adding to this the important role of Solidarity Finances indicate the relevance of knowing the state of financial institutions that are part of this last, its challenges, developments, the context of capitalism is for these a real challenge to maintain the principles of solidarity, being this knowledge the principal objective of the present study. For the study utilized the methodology of the case studies, thus making for it important to develop qualitative tools such as interviews with key players, as well as quantitative tools especially for financial analysis. The conclusions resulting from this research indicate: 1) A national and international leadership of Finance of Solidarity in the town where the fight against poverty and financial processes exclusive pass to see credit as a means, not an end, and that concepts such as participation, governance, identity, among others, adding to the active role of local governments, church and cooperative networks, are the keys to their growth. 2) The existence of positive approaches such as cooperative educations, seed to change cultural patterns, trying to reduce their own behavioral forms of the capitalism system, as well as negative aspects but not in the case studies, which can be called “forms of subordination of finance capital over labor.