Estudio sobre la banca móvil a nivel mundial y modelo aplicable para la implementación y desarrollo en el Ecuador

Abstract

Mobile banking has achieved great importance worldwide due to the facilities provided by the user when managing their money in an electronic way, through the use of mobile devices. The acceptance of this new system has varied from country to country due to different fields and various forms of implementation of the final objective function proposed by each model. Although Ecuador is already implementing mobile payments by the Central Bank, there is mistrust from the user to adopt these systems, adding the fact of ignorance of the subject due to lack of information released so far. In this thesis work needed to be taken into account to achieve an adequate level of knowledge on the subject, bringing concepts and experiences from other countries, in order to meet the main goal which is to propose a model for the applicable parameters arises implementing a mobile banking system in Ecuador. Submitting the necessary variables for successful implementation and then analyzing them to reach optimal modeling of the proposed proposal was made. Finally, detailed the necessary components to implement mobile banking in relation to the proposed both for the service, like the way this user will be used model. In future work the information and analyzes presented in this paper will serve to encourage curiosity in both teachers and students towards the development of new functionalities, due to the rapid advance of technology in this field.